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Calculators
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Let me help you find out what you can afford! My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.
If you would like to speak to a lender personally, I can recommend local professionals who will keep your best interests in mind and find the right loan for your wallet! You'll never know what you can comfortably afford, unless you ask!
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
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| Total Loan(Mortgage) Amount: |
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| Principal & Interest: |
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| Homeowners Insurance: |
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| Property Taxes: |
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| Monthly Loan Insurance (%): |
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10 Questions to Ask your Lender
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Be sure you find a loan that fits your needs with these comprehensive questions.
1. What are the most popular mortgage loans you offer?
2. Which type of mortgage plan do you think would be best for us? Why?
3. Are your rates, terms, fees, and closing costs negotiable?
4. Will I have to buy private mortgage insurance? If so how much will it cost and how long will it be required? NOTE: Private mortgage insurance usually is required if you make less than a 20 percent downpayment.
5. Who will service the loan? Your bank or another company?
6. What escrow requirements do you have?
7. How long is your loan lock-in period (the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if they drop during this period?
8. How long will the loan approval process take?
9.How long will it take to close the loan?
10. Are there any charges or penalties for prepaying the loan? |
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APPLY ONLINE:
Ed Pirrung – Relationship Manager
201 Granite Run Dr, Suite 130
Lancaster Pa 17601
Office 717-519-1178
Cell 717-305-0054
Fax 717-519-1198
Email: EPirrung@FirstHorizon.com
Apply Online |
Just for Fun Poll
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Place Your Vote!
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Do You Prefer City Living or Suburban Living?
(A) Downtown Living is for me!
(B) Suburban development all the way!
(C) Anywhere, as long as I can afford it!
(D) Neither, I'm a Country Boy/Girl!
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